Can auto coverage be split?

You do not need to buy multiple plans. You can have all 3 vehicles on one policy, just put full coverage on the newer vehicle and liability on the other 2. As far as uninsured it depends on what state you live in and if they require it. I know in the state of Texas if you have insured on one vehicle on the policy then it most be on all the vehicles. It will actual come out cheaper this way because you should get a multi-car discount.